10 ways to make the most out of retirement | UK | News

All of the following businesses have paid to feature in this article.

For many people, retirement can be their golden years – a time to finally kick back, relax and enjoy the fruits of all their hard work.

Whether you’re dreaming of travelling the world, picking up new hobbies, or simply enjoying the peace of life without work, there’s a lot you can do now to make your retirement as fulfilling and rewarding as you’ve always imagined.

From financial planning to lifestyle adjustments, here are some tips and ideas to help you make the most of this new chapter in life.

If you require funds and are a homeowner aged 55 and over, a specialist later-life loan may enable you to borrow against the value of your home.

The amount you can borrow is based on your age and house value, rather than your income.

The money you raise can be used for whatever purpose you require, such as paying off an interest-only mortgage, making home improvements or supplementing income.

Of course, the loan is not “free money” – but it’s up to you whether you choose not to make any monthly payments and simply let the loan amount build up, or make voluntary payments to help control what’s owed.

Crabtree Later Life Mortgages has a team of fully qualified, experienced advisers who will listen to your needs, identify suitable products, and then determine whether this is the most suitable way forward for you.

Visit the website, call 01622 817 366, or email john@crabtreellm.co.uk to find out more. Read the latest newsletter here.

Crabtree Later Life Mortgages is a trading style of John Graham Crabtree Limited and is directly authorised and regulated by the Financial Conduct Authority. No. 922525.

Lifetime Mortgages and Home Reversion Plans are the two main types of Equity Release.

As Equity Release is a complex area only specially qualified advisers can give advice on these schemes.

Crabtree Later Life Mortgages can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

To understand the features and risks, ask for a personalised illustration.

An Equity Release plan will reduce the value of your estate and as a result there may be no value left to pass on. Equity Release will not be suitable for everyone and may affect your entitlement to State benefits.

Longing to take more walks? Even if you have mobility issues, thanks to Trionic it couldn’t be easier. 

There’s no better way to blow away the cobwebs than with a good stroll. One of the easiest forms of exercise, walking is a simple way to do your body good – and a Trionic Rollator offers a safe and smooth experience for those with compromised mobility.

Trionic’s cleverly designed Rollators are the perfect aids. They keep you on your feet even on slippery pavements and leaf-strewn paths, and efficiently tackle kerbs and uneven surfaces. 

For more challenging walks, the Trionic Veloped is designed to navigate all kinds of terrain, opening up the possibility of enjoying woodland and countryside trails. 

Visit the website to find out more.

With a TallyMoney Everyday Account, you invest in real, physical gold and you can access and spend the value of your investment whenever you want, at home or abroad with your TallyMoney debit Mastercard®.  

Your investment in gold gives you the opportunity to grow the pound value of your account if the global market price of gold increases. Your TallyMoney Everyday Account also lets you access it instantly with no penalties and no hidden fees. 

Of course, the value of gold can fall as well as rise which could mean that the amount available for you to spend in your TallyMoney Everyday Account will decrease if the global market price of gold falls.

If the market price of gold increases, your retirement pot then grows* in pounds equivalent over time with the real-world value of gold. Although your funds are not insured under the government’s Financial Services Compensation Scheme, the physical gold is insured by the company securely storing the gold in Swiss vaults and your TallyMoney Everyday Account allows you to spend the value in your account when you want.

Visit the website to find out more and download the TallyMoney app to get started.

*The value of gold can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Therefore before deciding to invest, please consult an independent financial adviser to better understand the risks and if such an investment is right for you. Click for fees and terms and conditions.

Get about freely and independently with a stylish yet practical mobility solution.

MovingLife UK is helping to empower individuals to embrace life without limitations with its range of Atto mobility scooters. Boasting innovative features, they are designed for ease of use and supreme functionality.

The scooter folds into a compact, suitcase-like form for effortless transport, and can also be split into two lighter, easy-to-lift sections, making it ideal for everyday use and extensive travel.

Plus, its air travel-approved design means you can take it anywhere in the world.

MovingLife UK operates from Milton Keynes and has 10 locations across the UK where you can test drive its scooters. Alternatively, you can book a free home demo.

Visit the website or call 0808 196 7134 to find out more.

Safety is always a top priority, especially as we or our loved ones age. Independence, however, is just as important.

Silver Shield is a smart monitoring system that aims to combine both, providing around-the-clock protection without the need for wearables, buttons or intrusive cameras.

Unlike traditional panic buttons that require manual activation, the Silver Shield system works passively in the background. It automatically detects falls, inactivity and emergencies, sending instant, real-time alerts to family members or carers.

Plus, it’s easy to set up with no complex installation required – making it even more effortless.

Whether you’re looking for some extra safety in your home or a family member wanting peace of mind, Silver Shield can offer safety without compromising on independence.

Visit the website to find out more.

Life is filled with stories to tell and connections made, but sometimes they become hidden, lost or forgotten.

Family Wise specialises in researching family histories, and is committed to bringing yours to life – helping you overcome family tree obstacles and uncover unknown ties.

Its people-finding service can help you reconnect with relatives and friends or trace estate beneficiaries, while its DNA test-result analysis can help you better understand your genetic connections. 

Receive a physical copy of your family history, including a beautifully crafted binder containing detailed research, certificates, personal stories and more – a treasured keepsake that can be passed down through generations.

Visit the website and get in touch for a free no-obligation quote.

If you’re looking for a new pastime during retirement, All for One Racing’s syndicate offers an alternative, professional way to own a racehorse. 

The yard-based syndicate features horses in training under the expert guidance of David Menuisier, a renowned trainer with multiple Group 1 and Classic success.

Joining the syndicate allows you to experience the thrill of racehorse ownership while sharing the costs with fellow racing enthusiasts. As an owner, you get a share of prize money and sale returns based on your ownership percentage. 

Alongside this, you’ll join a buzzing community – receiving a monthly newsletter with updates on the horses, admission badges for race days, access to social events, behind-the-scenes yard visits, and the opportunity to participate in naming the horse.

While its syndicates may currently be fully subscribed, you can join All for One Racing’s mailing list to stay informed about upcoming opportunities later this year.

Visit the website and sign up for the mailing list to find out more.

18+ only. The value of investments can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results.

With the freedom of more time, retirement offers the chance to live your life to the fullest.

Change your lifestyle and set yourself up for later life in a new, fully furnished bungalow with a private outdoor space and parking, within a vibrant community of like-minded people.  

Tingdene Parks Ltd has 28 residential park home sites in coastal, town and rural locations across the UK.

The single-storey homes are perfect for futureproofing and offer retirees the option of enjoying the financial benefits of downsizing. They also come with a 10-year manufacturer’s warranty, so residents can spend their time doing what they enjoy without worrying about maintenance and upkeep. 

Plus, the park’s safe and secure surroundings mean that residents can leave for extended periods of time knowing their homes will be safe and sound.

Visit the website to find out more.

Whether it’s care for a loved one or assistance for yourself, having an extra pair of hands to help out can make a big difference to your everyday life. 

Arbour Care is a Care Quality Commission-regulated company that supports its clients in living the lifestyles they choose.

The “virtual care home” maximises wellbeing while promoting independence by providing live-in carers trained to a high standard and links to other necessary agencies for coordinated care.

With more than 30 years of experience, Arbour Care’s robust care management service offers people the freedom to stay in their own homes safely. It offers a bespoke, personal service: clients can design their own package to suit their needs, whether simple or complex. 

Visit the website or call 01932 901 444 to find out more.

You’ve worked hard to build your wealth; now is the time to not only enjoy it but protect it too.

The latest Inheritance Tax changes could cost your loved ones hundreds of thousands of pounds, threatening pensions, businesses and family assets.

But, with the right planning, you can protect your wealth and secure your family’s future.

W&P Legal has put together a free guide packed with helpful tips on tax-saving strategies, trusts and multi-generational wealth planning. 

With this extra clarity, you can take the opportunity to plan wisely and make your retirement about your family, not financial worry.

Visit the website to download your copy today and book a free consultation.