Bank branches are a lifeline for many communities, especially in rural areas, but even in cities, they offer important services for older people.
Of course, innovations like shared banking hubs and using Post Office bank services help maintain access to bank services, but it’s undisputable that in 2025, UK high streets will have less bank branch access than before thanks to another round of bank closures.
On Friday NatWest became the latest bank to announce a raft of branches being shut permanently, with 53 branches earmarked for closure this coming year.
Natwest joins Halifax, Lloyds, and Bank of Scotland, which each have announced their own bank branch closure programmes for 2025.
Here is the full list of confirmed bank closures so far for 2025:
Halifax Bank Branch Closures in 2025
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Acomb
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Alnwick
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Belfast (Castle Court)
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Belfast (Connswater)
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Bitterne
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Bulwell
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Burgess Hill
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Camberley
-
Chippenham
-
Didcot
-
Eccles
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Gillingham
-
Gosport
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Hailsham
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Hatfield
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Kendal
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Keynsham
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Leighton Buzzard
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Littlehampton
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Liverpool (Old Swan)
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London (West)
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Longton
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Malton
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Monmouth
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Morecambe
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Newbury
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Normanton
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North Shields
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Northallerton
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Oswestry
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Palmers Green
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Port Talbot
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Runcorn
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Shirley
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Stratford-upon-Avon
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Sutton-in-Ashfield
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Tamworth
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Thetford
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Tonbridge
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Walton-on-Thames
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Wellington
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Wetherby
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Whitby
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Winchester
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Wisbech
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Witney
The full list of Natwest branches closing in 2025:
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Accrington
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Alfreton
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Beverley
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Bishop Auckland
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Blackburn – Audley – Copy Nook
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Bridlington
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Cannock
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Cleveleys
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Derby – Allenton
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Dewsbury
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Ellesmere Port
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Failsworth – Hollinwood – Oldham Road
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Farnworth
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Garstang
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Goole
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Keighley
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Leeds – Chapel Allerton – Harrogate Road
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Leeds – Cross Gates
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Leek
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Leyland – Golden Hill – Chapel Brow
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Liverpool – Walton Vale
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Long Eaton
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Louth
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Manchester
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Mansfield
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Market Drayton
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Mexborough
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Middleton
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Morley
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Nantwich
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Newark-on-Trent
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Newcastle upon Tyne – West Denton
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Nottingham – Sherwood – Hucknall Road
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Nottingham – West Bridgford
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Rawtenstall
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Rochdale
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Salford – Trafford Park – Third Avenue
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Sheffield – Ecclesall Road
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St Annes On Sea
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Stafford
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Stockport – Hazel Grove
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Stockport – Heaton Moor
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Stockton-on-Tees
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Stoke-on-Trent – Longton
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Urmston
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Uttoxeter
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Wallasey
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Washington
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Widnes
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Willerby
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Wilmslow
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Windermere
-
Worksop.
The full list of Lloyds bank branch closures in 2025:
- Alcester
- Alnwick
- Ashbourne
- Baker Street
- Beccles
- Bletchley
- Blyth
- Brecon
- Brynmawr
- Chesham
- Chester Road Newquay
- Cranbrook
- Derby Allenton
- Dewsbury
- Fakenham
- Firth Park Sheffield
- Fulwood Preston
- Gorleston-on-Sea
- Hailsham
- Hitchin
- Kendal
- Kenilworth
- Kitts Green Birmingham
- Leeds Armley
- Leeds Harehills
- Liskeard
- Macclesfield
- Market Harborough
- Matlock
- Monmouth
- Newland Avenue Hull
- New Milton
- Presteigne
- Rugeley
- Sherborne
- Sidcup
- South Elmsall
- Southampton Bitterne Road
- Southampton Shirley
- Spennymoor Cheapside
- St Ives Cambridge
- Stanley
- Stow-on-the-Wold
- Surbiton
- Swindon Old Town
- Thame
- Thetford
- Tonypandy
- Wadebridge
- Warwick
- Wetherby
- Wisbech
- Whitley Bay
- Woodbridge
Bank of Scotland branch closures in 2025
- Banff
- Bathgate
- Callander
- Cowdenbeath
- Dumferline Bothwell
- Golspie
- Kirkcaldy Mitchelston
- Kyle
- Langholm
- Leven High Street
- Linlithgow
- Montrose
- Newton Stewart
- North Berwick
- Rothesay
- Wick
Santander
Santander is bucking the trend and says it currently has no plans to close branches permanently, although it is moving to ‘counter-free services’ in five branches.
The bank said: “We have no planned permanent branch closures currently.
We’re offering a counter-free service in some of our branches from July 2024 to January 2025. These branches are Braintree, Bromsgrove, Edgware Station Road, Streatham, and Stirling.
“Our opening hours won’t change, and our staff will be on hand to help you during your branch visit.”
Of course, recently, there have been concerns that Santander could exit the UK market entirely after the car finance misselling scandal.
But executive chairman Ana Botin insisted “We love the UK” following reports in the Financial Times that Santander is reconsidering its presence in the country.
“It is a core market and will remain a core market for Santander,” she told a panel at the World Economic Forum in Davos, Switzerland.
