In 2024, Axis Bank is expected to offer a diverse range of options tailored to various lifestyles and preferences. These cards are set to not only provide essential financial tools but also unlock a world of exclusive benefits and rewards.
Whether you’re a frequent traveler, a shopping enthusiast, or someone who values premium privileges, Axis Bank has a credit card to suit your needs. Let’s explore the best Axis Bank credit cards that stand out on the financial landscape, promising a blend of convenience, rewards, and unique perks in the coming year.
Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card, with an annual fee of INR 500 plus taxes, provides a plethora of benefits. Users enjoy welcome perks, including INR 500 worth Flipkart vouchers on the first transaction and a discounted 15-month Gaana Plus subscription at INR 399. The card offers exclusive discounts of 20% (up to INR 500) on The Phy Life and Plum Goodness, along with a 15% cashback (up to INR 500) on the first Myntra transaction.
Cashback rewards are impressive, featuring 5% on Flipkart 2GUD and Myntra, 4% on preferred merchants like PVR and Swiggy, and 1.5% on all other categories. The card further provides four complimentary airport lounge visits in India, covering major airports, and a 1% fuel surcharge waiver on transactions between INR 400 and INR 4,000, up to a maximum of INR 500.
Dining experiences are enhanced with a 20% discount on food at partner restaurants. In essence, the Flipkart Axis Bank Credit Card is a well-rounded option for those seeking value and convenience in their credit card usage.
Axis Bank ACE Credit Card
The Axis Bank Ace Credit Card offers a host of benefits and fee waivers, making it an attractive choice. Enjoy a waiver on the joining fee by spending INR 10,000 within 45 days, and no annual fee if your annual spend exceeds INR 2 lakh. Get a welcome benefit of INR 500 cashback on spending INR 10,000 in the first 90 days. The cashback rewards are impressive, including 5% on bill payments, 4% on online food and mobility, and 2% on other expenses, all without an upper limit.
Enjoy four complimentary domestic airport lounge visits, a 1% fuel surcharge waiver, and the flexibility to convert purchases to EMIs for transactions over INR 2,500. Additionally, relish a 20% dining discount at partner restaurants nationwide. With its versatile benefits and fee waivers, the Axis Bank Ace Credit Card is a rewarding financial companion.
The Axis Bank Neo Credit Card
The Axis Bank Neo Credit Card offers a valuable combination of welcome benefits and ongoing perks at an annual fee of INR 250. Enjoy an INR 250 Amazon gift voucher, 3 months Zomato Pro subscription, a Grofers voucher worth INR 250, and a 6-month subscription of 1mg as part of the welcome benefits. Ongoing advantages include a 40% discount on Zomato (up to INR 120 per order), 5% cashback on utility bill payments via Paytm (max INR 150 monthly), 10% off on Grofers and Myntra (up to INR 250), and a 10% discount on BookMyShow movie tickets (max INR 100 monthly). Earn EDGE reward points on every transaction (1 point for every INR 200 spent) and enjoy a 15% discount at partner restaurants.
Additionally, convert purchases to EMIs for added flexibility. With its diverse benefits, the Axis Bank Neo Credit Card is a cost-effective choice for various lifestyle needs.
Axis Bank My Wings Credit Card
The credit card comes with an annual fee of INR 1,200 and offers an array of benefits. Cardholders receive 2 complimentary base fare flight tickets, up to a 20% discount on domestic flight bare fares, and a maximum annual benefit of INR 200 on ticket bookings through www.irctc.com.
Additionally, there are INR 10,000 worth of hotel and holiday vouchers, INR 100 cashback on bus ticket bookings at www.ezeego1.com, and INR 400 cashback on rental car bookings through the same platform.
For every INR 200 spent, users earn 4 EDGE reward points, and there is a 15% discount at partner restaurants. The credit card also provides unlimited domestic airport lounge visits. Notably, the annual fee can be waived off on spending INR 2 lakh and 40 thousand in a year, making it an attractive option for those who can maximize the benefits through regular spending.
Axis Bank Select Credit Card
The credit card, priced at INR 3,000 annually, presents a range of enticing benefits. New users receive a generous welcome package featuring a INR 2,000 Amazon voucher. Ongoing perks encompass a monthly 20% discount (up to INR 500) on BigBasket, a 40% discount (up to INR 200) on Swiggy, and a monthly Buy One Get One offer (up to INR 300) on BookMyShow.
Cardholders also enjoy a complimentary Priority Pass membership with six annual international lounge visits. Spending INR 3 lakhs yields 5000 EDGE points, and users earn 10 EDGE points per INR 200 spent, with 2X EDGE points on retail. The credit card provides six free golf rounds annually, with three extra visits for those spending INR 3 lakhs yearly.
The card ensures convenience with a dedicated 24×7 concierge desk and exclusive weekend offers in collaboration with extraordinaryweekends.com. Cardholders additionally benefit from a 20% discount at partner restaurants. The card incorporates a 1% fuel surcharge waiver on transactions between INR 400 and INR 4,000, up to a maximum of INR 400 in a statement cycle.
In terms of insurance covers, the card offers protection against air accidents (up to INR 2.5 crore), purchase protection (INR 1 lakh), credit shield (INR 1 lakh), lost travel documents ($300), baggage delay ($300), and baggage loss ($500).
Axis Bank Reserve Credit Card
The Axis Bank Reserve Credit Card stands out as a premium offering with an array of exclusive benefits. The annual fee is waived upon spending INR 25 lakh in the preceding year. For international transactions, cardholders enjoy a foreign currency markup of only 1.5%. Cash withdrawals come with no additional charges, and there’s a 1% fuel surcharge waiver for transactions between INR 400 to INR 4,000, capped at INR 400 per month.
Cardholders benefit from a reduced APR of 2.5% on extended credit. The card offers a substantial reward points package, including 50,000 points on card activation and renewal, along with earning 15 EDGE reward points for every INR 200 spent. International spends attract 2X rewards.
Membership perks include Club ITC Culinaire with a complimentary third-night stay, 50% savings on published room tariff for suites on weekends, 25% green points on food and beverage spends, and a bouquet of 10 certificates. Accorplus membership brings a complimentary room upgrade and up to 50% off on dining, including a complimentary lunch buffet for two across Accor Hotels in India.
Cardholders also benefit from a handcrafted Club Marriott Asia-Pacific membership, offering 20% off on food and beverage and 20% off on the best available rates at participating Marriott Hotels in India. Exclusive rates are available for weekends in the Asia-Pacific region.
Access to Oberoi Hotels presents exclusive offers, including 15% savings on room-only rates, room with breakfast rates, or a third-night complimentary stay, and 50% savings on best available rates on suites. Postcard Hotels offer 15% off on the best available room rate, along with anytime check-in and check-out. Golf enthusiasts receive a substantial perk with 50 complimentary golf rounds every year across the best golf courses in India.
Liability coverage includes counterfeit and lost card liability up to the credit limit, purchase protection of INR 2 lakh, loss, delay in baggage, and personal documents cover of $500, credit shield of INR 5 lakh, and air accident cover of INR 450 lakh.
Cardholders also enjoy health and wellness benefits, including the first complimentary information session and 25% savings on all health and wellness coaching plans. Additionally, there’s access to referral-based services for a second medical opinion with world-class specialists and exclusive savings on healthcare packages and pathology tests at Dr. Lal Pathlabs and Metropolis.
Axis Bank Buzz Credit Card
The Axis Bank Buzz Credit Card stands out as a shopper’s delight, combining valuable benefits and discounts. With an annual fee of INR 750, this card offers a generous welcome gesture of Flipkart vouchers worth INR 1,000 upon making three purchases within 45 days of activation.
Shoppers can revel in exclusive discounts on Flipkart, with a 10% discount available between the 1st and 5th of each month and a 5% discount from the 5th to the last day of the month. Additionally, there’s a 15% discount offered at partner restaurants, enhancing the overall shopping and dining experience.
The card’s rewards program is equally enticing. For every INR 200 spent offline, users earn 2 Axis EDGE Reward Points, while online transactions fetch 3x Axis EDGE Reward Points. These points, although not convertible to cash, can be redeemed for a variety of options from the bank’s extensive list, spanning diverse categories.
With a focus on enhancing the shopping experience, the Axis Bank Buzz Credit Card caters to the needs of avid shoppers, providing them with a tool that not only simplifies transactions but also adds value through discounts and rewards.
